One of the most talked-about topics in the financial services industry today is blockchain banking. If fully adopted, it will enable banks to process payments more quickly and more accurately while reducing transaction processing costs and the requirement for exceptions.However, to capitalize on this potential, banks need to build the infrastructure required to create and operate a true global network using solutions based on this transformative technology.

It’s interesting to note that a large number of these unbanked people possess a cell phone, providing them with the means to keep a digital wallet to store cryptocurrencies. Once a digital wallet is in place, blockchain transactions allow for the transfer of Bitcoin and other cryptocurrencies in a peer-to-peer fashion, without any intermediaries involved. The use of blockchain technology in the financial sector has been identified by many as a potential solution to reduce poverty by democratizing the access to the economy. It’s impotryant point how the cryptocurrency ecosystem and blockchain technology can help break down traditional banking barriers. As more of the global population continues to operate without centralized banks, Bitcoin and other cryptocurrencies can be used and managed all on a cell phone. And as more cryptocurrency ATM models enter the scene, crypto holders are now able to make use of their digital assets by instantly cashing out.

Of course, while this system does provide a solution to breaking free of banking barriers, users are also at risk for hacks and digital thefts. Just as banks are prone to robbery, the cryptocurrency market has become a target for hackers and all users should take caution when utilizing digital wallets, cryptocurrency exchanges and DroneATMs.

PointPay Crypto Bank is creating a fundamentally new product that combines three services in a single closed-loop ecosystem: PointPay Crypto Bank, PointPay Crypto Exchange platform and PointPay Multi-currency Wallet. This Platform work so that  potential customers could be users of the World Wide Web residing anywhere in the world. The payment tool will be the PXP utility token of the ERC-20 standard, created by PointPay based on the Ethereum platform as the most popular core for building blockchain systems. Firstly, this solution will combine the three above-mentioned services in one ecosystem, and, secondly, make the PXP token a valuable asset that will be in demand in the cryptocurrency market.

A new direction in the crypto market: manage, save and grow your capital with PointPay. We are building a unique all-in-one solution for the global market.

  • Low fees
  • Fast transfers worldwide
  • No currency restrictions
  • Virtual, debit and credit, fiat and crypto currency cards
  • Cryptocurrency lending
  • Crypto acquiring
  • Online mobile banking
  • Crypto Forex Trading
  • Crypto deposits and credits

PointPay Crypto Exchange platform

Buy, sell and exchange cryptocurrency with confidence. Convenient interface and helpful tutorials make trading easy whether you are a newbie or a pro.

  • Fiat pay-ins and pay-outs
  • Tokenized assets trading (stocks, indices, commodities)
  • Daily crypto back to PXP holders
  • Four-level referral system and referral exchange
  • Leveraged trading (1:10)
  • 24/7 support

PointPay has business contacts with more than 50 banks and 25 payment systems, as well as 20 lawyers who deal with issues of licensing cryptobusiness. We have 4 years of experience in supporting the functioning of payment systems, including signing contracts, working with banks, working with other payment systems, paying out funds, and building complex payment schemes. We are currently conducting a crowdfunding campaign through the sale of 500,000,000PXP tokens in order to raise funds for the development of fully functional versions of our products.

The PointPay team believes that the investment process should be more democratic and accessible to the vast majority of people who want to increase their funds.

Investors who have cryptocurrencies in their asset portfolio do not have the opportunity to trade on world financial markets by investing in conventional asset classes. They are — shares of world famous companies (Apple, Microsoft, Tesla), index funds (S&P 500, Nasdaq 100), ETF-funds (Financial Select Sector SPDR Fund, Invesco QQQ, VanEck Vectors Gold Miners ETF), raw materials (gas, gold, crude oil), etc.

Therefore, PointPay issues several thousand tokens of a special kind that will correspond to one or another type of traditional assets. Trade in such assets will occur in the same way as trading in cryptocurrency on any exchange:

  • A trader comes to the exchange with fiat and cryptocurrency funds
  • The trader buys tokenized assets that are traded on the PointPay crypto Exchange platform (transactions can occur not only at the expense of own funds that are on the account balance, but also using leverage in the ratio 1 to 10);
  • PointPay buys the asset class selected by the trader on Capital.com
  • The trader sells a tokenized asset that is on his balance, or keeps it until it grows in price
  • The trader withdraws the money earned to his account in the cryptobank

PointPay Token will be released based on the Ethereum platform and fully comply with the ERC20 standard. This will ensure security of the transactions, compatibility with the third-party services and will provide seamless and easy integration.

Soft cap: $1,000,000
Hard cap: $30,000,000
Symbol: PXP (PointPay token)
Total supply: 500,000,000
Unsold tokens: to be destroyed


For more information please visit and follow this link:

Website: https://pointpay.io/

Whitepaper: https://cdn.pointpay.io/WhitePaper__en.pdf?cache=1.4

ANN Thread: https://bitcointalk.org/index.php?topic=5146099

Telegram: https://t.me/pointpay_talks

Twitter: https://twitter.com/PointPay1

Facebook: https://www.facebook.com/PointPayLtd

Medium: https://medium.com/@pointpay

LinkedIn: https://www.linkedin.com/company/pointpay/about/

Reddit: https://www.reddit.com/user/PointPay

Github: https://github.com/pointpay-technologies/sc

YouTube: https://www.youtube.com/channel/UCS-_VDX97myxM5yLPYezH-w









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