ZPER is a ‘decentralized P2P(peer-to-peer) financial ecosystem’ using smart contract technology. Top P2P lending companies and robo-advisors have coalesced to provide a revolutionary method of fund transactions between borrowers and lenders worldwide. It is a project aimed at providing innovative flows of capital between investors and borrowers from around the world through active cooperation with leading companies that successfully run activities of P2P Finance and RoboAdvisor. Investors, borrowers, P2Ppoders, RoboAdvisors, NPL buyers, data providers and other service providers from around the world can participate in the ZPER ecosystem. Each participant contributes to making P2P funding reasonable and convenient for everyone, listing values such as investment and credit activities, developing diversified investment portfolios, providing and exchanging data, risk analysis and management of bonds, and smooth capital flow. Effort is to create new, productive monetary conditions that go beyond margins and currencies. Due to the dynamic share of Best Steady in P2P Spearhead profits, the Group offers innovative asset flows on a global scale.
These companies are in complete control of everything related to investment. These include managing reimbursement, assessing borrowers, and generating loans. The management of loan agreement and loans differ with each country. This is because it is related to the geographical location and the cultural characteristics of a country. As such, it should be conducted in accordance with the laws of each country. Hence, the need for P2P finance companies that are experts in loan business in their country. For buyer these individuals (or institutions) are pledged to purchase non-performing loans. They serve as guarantors to investors. They check the blockchain for information of loans and apply based on suggested rates that’ll guarantee the purchase. The loan that offers the best conditions through a smart contract will be picked. Individuals or institutions that are pledged to buy NPLs are usually required to pay a specified amount as deposit. This is to prove the performance of their commitment.
For borrowers they can submit their applications directly to P2P finance companies. Another option is to use the web or application (Android and iOS) service that is available on the Zper platform.The Zper ecosystem also include data providers, who provide alternative data that ae generated within and outside the ecosystem, Zper committee and Zper guardians. To have a better understanding of the Zper ecosystem, check out the whitepaper.
Alliance Financial P2P.
A leading P2P rental organization, an organization providing data and an alliance with a confederation are part of the ZPER alliance. The alliance, which allows all members to communicate freely and trade, provides the borrower and the bank with appropriate monetary conditions. All members receive an appropriate remuneration for their obligations. Confirmed worldwide P2P loaning organizations, data suppliers, and robo-consultants are a piece of the ZPER Alliance. The Alliance, which enables an assortment of members to unreservedly interface and trade esteems, gives a sensible money related condition to borrowers and banks. All members will be remunerated reasonably for their commitments.
ZPER interfaces borrowers and loan specialists paying little respect to their nations’ cash. Banks harvest higher returns, while borrowers get advances at bring down loan costs.ZPER connects borrowers and loan specialists who only take into account a few money from their country. The bank generates a higher return, while the borrower receives an advance to reduce the cost of the loan.
Threat management by Robo consultants.
Universally perceived robo-guide calculations constitute the worldwide venture portfolios. The calculation is then used to bring down venture chance and give security by means of speculation enhancement.The commonly perceived robo-guide estimates are a global business portfolio. These calculations are then used to limit the business opportunities and ensure security through speculative growth.
Risk management by Robo-advisers .
World-wide investment portfolios are recognized by the robo-advisory algorithms worldwide. The algorithm is then used to reduce investment risk and ensure security through investment diversification.
XnTree: XnTree is a deep tech venture curation and project management company focused on Fintech, Blockchain, AI, SmartCities and Robotics. Bespoke programmes are designed to facilitate a soft landing pad for tech ventures who wish to participate in projects in conjunction with corporate bodies and governments.
Chain Partners: Chain Partners is a blockchain company builder, the one and only Korean enterprise that InBlockchain has invested to. InBlockchain is the largest blockchain investment firm in China, which has supported global blockchain projects such as Steem, Zcash, Qtum, EOS and Yunbi. Chain Partners is a union of top professionals from Google, Fast Track Asia, Yellow Mobile, Shinhan Investment Corporation and DS Asset Management.
FINDA: FINDA provides comprehensive financial information as a platform, recommending individual financial products to users. Borrowers can compare and analyze a wide variety of products at once, including mortgage loans, credit loans, P2P loans and car loans, and, at the same time, investors can also receive a broad spectrum of information from deposits to saving products as well as P2P investments. With more than 7,600 comparable financial instruments, FINDA will play a key role as the council and robust information provider in the ZPER ecosystem.
MOIN: MOIN is a company that offers efficient and rational money transfer system. They have matched the level of security the banks can offer but with faster transfer and lower fees. Founded in March of 2016 and upon receiving the top award in the Financial Job Fair Contest the same year, to being officially licensed as a business for foreign transferring system, MOIN has rapidly expanded to allow transfer to Japan and China. They are looking forward to advancing into the Southeast Asia and Europe as well.
And many more..see full partners and alliance at https://zper.io/
ZPR token is a methods for esteem trades that all members of the ecosystem will utilize. It is utilized as a cash in all exchanges, including ventures for P2P advances, repayment of develop credits, rewards for information suppliers, commissions for NPL buyers. Exchanges will be kept straightforward and free from monetary forms and limits by the utilization of ZPR.ZPR token is a means of value exchanges that all participants of the ecosystem will be using. It is used as a currency in all transactions, including investments for P2P loans, reimbursement of mature loans, rewards for data providers, commissions for NPL purchasers. Transactions will be kept transparent and independent from currencies and boundaries by the use of ZPR.
- Total Issuance: 3,500,000,000 ZPR
- ICO Issuance: 2,200,000,000 ZPR
- Tokens for Pre-Sale and Crowdsale: 1,100,000,000 ZPR
- HardCap: 48,000 ETH
- SoftCap: 5,000 ETH
- Currency Accepted: ETH
For more information please visit links:
- Homepage : https://zper.io
- Facebook : https://www.facebook.com/ZPERplatform
- Twitter : https://twitter.com/zper_team
- Onepager : https://zper.io/paper/Onepager_Eng.pdf
- Whitepaper : https://zper.io/paper/Whitepaper_Eng.pdf
author : https://bitcointalk.org/index.php?action=profile;u=1153822